Southwest Virginia is Our Home
Let's Make it Yours!

Understand more,
stress less

Want to know your loan options, get a quote on rates, payments and down payments, and have every question answered? Apply online and we'll be in touch the same day. Want to talk to someone now? Give us a ring, we'd love to talk.

Ryan Hall Owner

How to get started

STEP 1

Submit loan application online or over the phone

STEP 2

We'll call you to review loan options and answer all questions

STEP 3

Receive your prequalification letter and confidently go home shopping

We're with you... every step of the way

Questions often arise while shopping for a home, during contract negotiations, and all the way through closing. Were here to lead, coordinate, advise, and answer all your questions so you can confidently cruise to closing.

First Residential Mortgage Checklist

Free Mortgage Checklist
to help you get started

What Our Clients Are Saying

Barrett Iroler
Barrett Iroler
17:33 28 May 21
Ryan Hall is great to work with. He is very knowledgeable and was always available for any questions that we had throughout our refinance. I highly recommend his services.
Sloop Sr.
Sloop Sr.
17:40 27 Apr 21
Robin Lo
Robin Lo
15:55 22 Apr 21
I had a great experience with Ryan and team at First Residential. The communication through the entire process was excellent. I will definitely be working with Ryan again in the future.
Andrew Dunlap
Andrew Dunlap
14:45 22 Apr 21
The folks at First Residential are exactly what you're looking for. They are professional, patient, fast, and thorough on every front. It felt like I had good friends walking me through the process,... who always had time to answer any questions I had, fight for good rates for me, and to be excited for my family.I HIGHLY recommend you use them. I know I will be for every mortgage need I ever have again.read more
Payne Bowen
Payne Bowen
14:55 15 Apr 21
I purchased a duplex investment property with the help of First Residential Mortgage. The process was quick and easy and if I had any questions the team in Blacksburg was quick to help. When I was... searching for the best interest rate Ryan was by far the lowest even in a very competitive/busy market.I will be using First Residential Mortgage again on future investment properties as well as personal residence. I highly recommend giving them a call!read more
Stephan Corbin
Stephan Corbin
17:48 08 Apr 21
We used this business to assist us in finding a mortgage. Ryan made sure to keep us informed in all aspects of this process. He was very professional and knowledgeable.
Kaylee Rose
Kaylee Rose
14:17 25 Mar 21
Mark Carney
Mark Carney
20:44 18 Mar 21
Ryan is a great wonderful person that seamlessly works with you to achieve your mortgage goals. He and his team are professional, through, and really make the experience very easy. They do a great... job at First Residental Mortgageread more
Kaitlyn Morgan
Kaitlyn Morgan
16:02 08 Mar 21
Great experience. We are now first time home owners! They answered all of our questions and explained the whole process very thoroughly. Really cannot recommend Ryan and his team enough, it was... really an enjoyable process working with themread more
El Amigo
El Amigo
19:20 04 Mar 21
Great people, they helped me every step of the process and kept me up to date on any changes. Would definitely recommend!
Dietrich Linde
Dietrich Linde
18:56 04 Mar 21
It was awesome working with Ryan and his team, super knowledgeable, walked me through the whole process, weighed the pros and cons of different options, easy all-digital process, answered questions... insightfully, and gave me the best rate I could find. Thanks Ryan!read more
Ellie Kelly
Ellie Kelly
21:00 28 Feb 21
Do yourself a favor and refinance with First Residential Mortgage, and with Ryan’s help! My fiancé and I had so many questions, concerns, and last minute changes and Ryan was adaptive and helpful... with quite literally every single thing. This whole process seemed grueling at first and I was worried to even start, but everything went so smoothly and we are saving a substantial amount of money! We are so thankful we did this.read more
Don Wriston
Don Wriston
19:17 25 Feb 21
First Residential Mortgage, specifically, Ryan Hall has been absolutely great to work with. I worked with him to purchase using my VA benefits and again to refinance while rates were low and both... times it was seamless. Great communication and follow up from this team. I not only recommend them but I will continue to go through them for any future property purchase.read more
John Spicer
John Spicer
17:33 25 Feb 21
Ryan and his team were great t work with. Very responsive, professional and friendly.
Maryam Shakiba
Maryam Shakiba
17:15 25 Feb 21
Isaac Rasnick
Isaac Rasnick
16:47 25 Feb 21
A Strickler
A Strickler
21:36 20 Feb 21
My husband and I initially worked with Ryan Hall when trying to purchase our first home a couple years ago. Honestly, we were a bit clueless to the process and had a ton (honestly a ton) of questions... throughout the process. Ryan routinely ran numbers for us to give us an estimate on how much our payment would be for different houses. Ryan was ALWAYS kind and quickly responsive. We ended up searching for a home much more distant from our initial area of interest, but Ryan was still able to work with us, which was great. As we went through the buying process, he kept us and our realtor with updates on where we were in the process. He did so well with it that even our well-experienced realtor was impressed by his great communication. Our buying process was really easy (after finding the right house), and we attribute most of that to Ryan and his team. In the process, Ryan sends videos that explain your documentation to make sure you understand everything. Again, super helpful for a first time buyer that didn’t know much. He even reached out to us recently to discuss the option of refinancing due to a huge decrease in mortgage rates. It always felt like Ryan had our best interest in the process and was so patient with us. We would highly recommend Ryan!read more
Chloe Phoenix
Chloe Phoenix
16:10 04 Feb 21
Great to work with and he gets things done quick!
Evan Lally
Evan Lally
15:51 04 Feb 21
Ryan was friendly, knowledgeable, and responsive, and we were happy with the deal we got through 1st Residential.
Emily Williams
Emily Williams
18:27 02 Feb 21
Our experience with Ryan Hall was back in March with the purchase of our first home. Ryan made the process easy and painless. Most of our communication was via phone/email, which was conducive to our... work schedules. A portion of our experience occurred while Ryan was on vacation. However, this didn't prevent him from staying in touch with us and even making phone calls and sending texts throughout the day. Ryan was overall very accommodating and always willing and able to answer all of our questions. He was continuously supportive and knowledgeable.UPDATE: 2nd time using Ryan. Always helpful and super responsive!read more
SARAH FRAZIER
SARAH FRAZIER
16:27 21 Jan 21
Ryan is thorough, professional, knowledgeable and attentive. We have used him to purchase a home and do a refinance. He sends very detailed video email correspondence and breakdowns and makes all of... the numbers make sense. I highly recommend him to anyone looking to buy or refinance.read more
Michael Madigan
Michael Madigan
14:16 18 Dec 20
Blair Allen
Blair Allen
22:21 10 Dec 20
After purchasing our house a year ago and working with Ryan and his team at First Residential Mortgage, the time came to refinance with the drop in interest rates. Ryan quickly answered my questions... and provided advice on the best route for me to take based on my goals. Ryan and his team made the process simple and kept me well informed for each step. I especially liked the ease of uploading documents and the video emails from Ryan explaining the loan financials step by step. The process from start to finish was extremely fast and I was kept updated each step of the way. I have recommended Ryan and his team to others and would continue to do so for anyone looking to buy or refinance a home right now.read more
Brad Waltman
Brad Waltman
20:55 03 Dec 20
Rachel Shanklin
Rachel Shanklin
06:28 29 Nov 20
Jessica Jarrells
Jessica Jarrells
18:24 05 Nov 20
I highly recommend First Residential Mortgage! The entire team is friendly, helpful and does everything in their power to make your loan process go as smoothly as possible. Furthermore, Ryan (the... owner/Loan Officer) is highly knowledgeable, personable and works magic to successfully close even the toughest of loans. I will utilize their services again in the future without hesitation.read more
Julia Dillon
Julia Dillon
16:57 19 Oct 20
David Prevette
David Prevette
16:12 09 Oct 20
Ryan and Barrett's communication, promptness and professionalism was strong from start to finish. Thanks for helping us navigate all sides of the refinancing process.
Edson Horta
Edson Horta
03:17 26 Sep 20
Ryan and his team were perfect! Nothing at all to complain about. Thanks Ryan for all your support!
Slynn McMinn
Slynn McMinn
21:21 04 Sep 20
Excellent to work with. Highly recommend. Worked to get us the best rate possible and close as fast as possible. Impressive!
Phil Parker (Phil)
Phil Parker (Phil)
17:39 13 Aug 20
Ryan did a great job getting the rate that we wanted and communicating every step of the way. I highly recommend First Residential Mortgage and my wife and I had a great experience with this place.
Savannah Leeman
Savannah Leeman
11:20 24 Jul 20
First Residential was so great to work with when purchasing our first home! The team there was responsive to all of our questions and very friendly and professional!
Reza mirzaeifar
Reza mirzaeifar
17:18 04 Jun 20
Everything was perfect. A great experience working with them. Everything was on time, and they are very responsive. In the current situation of COVID-19, they manage everything by considering safety... as a priority and most of the process was handled online or on the phone. I strongly recommend working with them,read more
Laura Strawn
Laura Strawn
19:28 27 May 20
Super responsive, loved the explanation videos by Ryan (but all the staff was terrific), reliable and made sure we closed on time! Highly recommend First Residential Mortgage - whether a first timer... or seasoned pro they were FABULOUS!read more
Steve Hale
Steve Hale
13:27 16 May 20
Kenneth Lerwick
Kenneth Lerwick
15:03 16 Apr 20
We just completed our home loan with First Residential Mortgage, and the entire process was excellent! Ryan Hall went above and beyond to keep us informed every step of the way, providing detailed... and pertinent answers to all our questions, regular status updates, and easily completed electronic documentation. Additionally, Mr. Hall was available via email and phone when we needed him - which was not always during normal business hours. We would highly recommend First Residential to anyone looking for financing to purchase a home, and would not hesitate to use them again in the future.Update - 16 April 2020Once again we went with First Residential Mortgage, this time for a ReFi. The process was painless, and as before Ryan was extremely helpful - making the whole effort a piece of cake! From start to finish roughly 30 days to cut our interest significantly. A hearty Thank You to Ryan and the whole team at First Residential! I highly recommend them!read more
Calvin Graham
Calvin Graham
20:30 20 Mar 20
jonas hauptman
jonas hauptman
01:59 13 Mar 20
Staci Hicks
Staci Hicks
20:12 12 Mar 20
We loved working with Ryan! He was able to give us a clear outline of everything we needed to get our loan process rolling. Ryan was quick to respond to all of our questions and concerns. He worked... hard to make sure we were at ease and comfortable with everything.read more
Jonathan Bennett
Jonathan Bennett
20:09 12 Mar 20
Ryan and his team were very helpful, they waked me through all the steps and helped me understand everything that was going on.
J0sh shua
J0sh shua
03:06 23 Feb 20
Chao Yi Zhang
Chao Yi Zhang
00:16 10 Feb 20
Ryan was very knowledgable and explained the house buying process every step of the way. I highly recommend his team!
Daniel Wheeler
Daniel Wheeler
20:05 07 Feb 20
David Martin
David Martin
17:00 22 Dec 19
Everything went smoothly and Ryan was easy to work with !
Jen Kittle
Jen Kittle
15:52 19 Dec 19
Working w/ Ryan/FRM and doing the majority of the refi online was quick and relatively painless. Ryan was always quick to respond w/ any questions I had and I really liked the videos he sent... explaining the docs and what he needed from me...it made the interaction more personal. Overall I have to say the experience was much better than going through a large mortgage company.read more
Katie Wells
Katie Wells
21:37 05 Dec 19
Ryan and his team are the best! We have had nothing but great experiences in all of our interactions. They make everything so quick and easy! Thanks for all of your help.
Lindsay Schwertz
Lindsay Schwertz
18:59 05 Dec 19
Noah Coyle
Noah Coyle
18:38 05 Dec 19
Ryan and team were outstanding! From initial call through closing...I have purchased 12+ homes and this was by far the easiest. I also learned a valuable lesson...always give the "local guy" a... chance. Saved me over $2000 in closing...real money.Would recommend every time!Thanks!read more
Cantley Krafft
Cantley Krafft
14:34 22 Nov 19
Ryan and his team are absolutely incredible! They helped my wife and I close on our first home, and from start to finished we closed in just 15 days!! 🤯 Crazy fast!Great customer service &... great knowledge - cannot recommend enough!read more
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