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Understand more,
stress less

Want to know your loan options, get a quote on rates, payments and down payments, and have every question answered? Apply online and we'll be in touch the same day. Want to talk to someone now? Give us a ring, we'd love to talk.

How to get started


Submit loan application online or over the phone


We'll call you to review loan options and answer all questions


Receive your prequalification letter and confidently go home shopping

We're with you... every step of the way

Questions often arise while shopping for a home, during contract negotiations, and all the way through closing. Were here to lead, coordinate, advise, and answer all your questions so you can confidently cruise to closing.

What Our Clients Are Saying

Dan Peets
Dan Peets
19:39 14 Apr 19
My wife and I had a tremendous home-buying experience with First Residential Mortgage. Ryan and his team were extremely professional, helpful, and responsive. Highly recommend!
Eric Paulz
Eric Paulz
12:47 12 Apr 19
Ryan and the rest of the team at First Residential are extremely knowledgeable and experienced. As a first time home buyer, I appreciated the way they walked me through the process and made sure I understood everything. They were always available and quick to answer any questions I had. I never felt like I was out of the loop or uncomfortable about what was going on. I am happy I chose First Residential to help me take this step, and I would highly recommend them to anyone looking to buy a home in the area.read more
Mario Jones
Mario Jones
13:02 01 Apr 19
Ryan was very easy to work with while we purchased our first home! He made the whole process smooth and was available any time to answer any questions that we had.
Cozette Comer
Cozette Comer
11:47 18 Mar 19
We just bought our first home through First Residential Mortgage and had an excellent experience! Ryan Hall guided us through the process and answered all of my (many) questions about loan structure options and down-the-line benefits and consequences. He spent time making sure we were knowledgeable about our options, and happy with our final decisions.Everything was completed on time (no extensions to our closing date were necessary) and he always responded to questions or document submissions within 24 hours! During the process, he kept us updated by sending out a table with each task completed and required. This allowed us to feel like we were in the loop, even throughout the complex loan acquiring process. We will highly recommend Ryan, and First Residential Mortgage to our friends in the future.read more
Jeff Akers
Jeff Akers
11:40 07 Mar 19
My experience and recent home purchase with First Residential Mortgage and Ryan Hall as my mortgage advisor was exceptional. The mortgage process was very easy, simplified and painless. The majority of the process was via email using programs such as Borrower Portal and DocuSign. Virtually no need to visit the office. Ryan is very easy to talk and work with, friendly always smiling with an outstanding attitude. He's very knowledgeable and an expert at what he does. He always returns your phone calls and email messages with all the right answers. If your looking for a mortgage company with a top notch mortgage advisor look no further than First Residential Mortgage and Ryan Hall. Hands down -- 5-stars plus.read more
Michele Walton
Michele Walton
22:23 01 Mar 19
Ryan Hall is outstanding! We live 3.5 hours from Blacksburg where he helped us obtain a mortgage for a rental property. Ryan was the only one of 4 mortgage brokers we asked who would take the time to review our finances and make it all happen. Great communicator, patient, very organized and on the ball. Will definitely use him again in the future. I highly recommend you take advantage of his superior customer service.read more
Kate Pennington
Kate Pennington
01:33 01 Mar 19
We just bought our first home and we couldn’t have had a better experience because of Ryan and First Residential Mortgage! Ryan was able to give us the absolute best rates and he made the entire process incredibly easy (especially for two people who had no idea what they were doing)! We can’t thank Ryan and First Residential Mortgage enough. We would recommend him to anyone and everyone looking to buy a home!read more
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