#1 Rated Mortgage Company
In Southwest Virginia

Use one of our quick & easy tools to find out what you qualify for!

Understand more,
stress less

Want to know your loan options, get a quote on rates, payments and down payments, and have every question answered? Apply online and we'll be in touch the same day. Want to talk to someone now? Give us a ring, we'd love to talk.

How to get started

STEP 1

Submit loan application online or over the phone

STEP 2

We'll call you to review loan options and answer all questions

STEP 3

Receive your prequalification letter and confidently go home shopping

We're with you... every step of the way

Questions often arise while shopping for a home, during contract negotiations, and all the way through closing. Were here to lead, coordinate, advise, and answer all your questions so you can confidently cruise to closing.

What Our Clients Are Saying

Ashley Woodruff
Ashley Woodruff
03:12 10 Oct 19
My husband and I can't thank Ryan and his team enough for going above and beyond to help us with our loan. Everyone that worked with us were very nice and never hesitated to answer any questions we had. They acted with integrity and honesty and were always willing to help. They made the loan process easy for us.read more
Miranda Hayes
Miranda Hayes
22:46 09 Oct 19
Look no further than First Residential Mortgage for all your mortgage needs. The staff here is dedicated to making the home loan process a positive experience for you! My loan was handled completely through online channels but yet they still made the process very personable and kept me informed every step of the way. My loan closed sooner than anticipated and the process was a breeze!read more
Shuo Geng
Shuo Geng
15:48 09 Oct 19
Ryan and his team is extremely professional and efficient. We are the first time home buyer, so we have many naive questions. Ryan is very patient and responsive. He often send us videos explaining all the details and address our concerns. Especially, he helps us to get the best rate. It was a great experience to work with First Residential Mortgage. Highly recommend!read more
Corey Haines
Corey Haines
15:34 16 Sep 19
Ryan was great to work with during the entire process of purchasing my first home. Ryan always had updates for me throughout the entire process and answered every phone call and question I had. He provided great video explanations of documents that would be otherwise confusing. I would highly recommend Ryan at First Residential Mortgage for any future home purchases.read more
Leslie Fitzpatrick
Leslie Fitzpatrick
21:16 14 Sep 19
Ryan and his team were exceptional throughout my home buying process. Ryan was always accessible for any questions or concerns I had and was proactive in giving me all the information I needed pre and post closing. He is tremendously knowledgeable in the field and found the best option for me when purchasing my home.read more
Mcalster Charlton
Mcalster Charlton
17:50 13 Sep 19
Ryan Hall is very professional. Quick to respond. Explains things very well. Great customer service.
Blair Allen
Blair Allen
16:51 13 Sep 19
This was my third time buying a home but my first time working with Ryan and his team at First Residential Mortgage and this was by far the best home loan experience I have ever had. From the first stages of getting pre-qualified to the final stages of clear to close, Ryan and his team made the process simple and kept me well informed for each step. I especially liked the ease of uploading documents and the video emails from Ryan explaining the loan financials step by step. Ryan went out of his way to make sure all my questions and concerns were answered in a quick and thorough manner. I would highly recommend Ryan and his team to any new or seasoned home buyers for their mortgage needs.read more
Dakota Dolgos
Dakota Dolgos
19:56 03 Aug 19
Ryan and his group are extremely knowledgeable! They answered every question we had with no hesitation and made the process as easy as possible! I have no doubts I will be doing more business with them very soon. Thanks for all your help guys!read more
Emily Williams
Emily Williams
11:43 23 Jul 19
Our experience with Ryan Hall was back in March with the purchase of our first home. Ryan made the process easy and painless. Most of our communication was via phone/email, which was conducive to our work schedules. A portion of our experience occurred while Ryan was on vacation. However, this didn't prevent him from staying in touch with us and even making phone calls and sending texts throughout the day. Ryan was overall very accommodating and always willing and able to answer all of our questions. He was continuously supportive and knowledgeable.read more
Jeffrey Re
Jeffrey Re
17:41 16 Jul 19
Ryan and his team made our home buying process go seamlessly. Everyone was so helpful in making sure everything happened on time and ultimately made our dreams come true. We couldn’t have done it without First Residential Mortgage and would highly recommend them. Thank you guys!!Brooke & Jeff Revinread more
Jeffrey Re
Jeffrey Re
17:41 16 Jul 19
Ryan and his team made our home buying process go seamlessly. Everyone was so helpful in making sure everything happened on time and ultimately made our dreams come true. We couldn’t have done it without First Residential Mortgage and would highly recommend them. Thank you guys!!Brooke & Jeff Revinread more
Jacob Mills
Jacob Mills
12:15 14 Jun 19
Ryan was quick, efficient, and very responsive. He answered all of my questions early on, and worked through multiple obstacles to get us the product we wanted. Once we were decided, he guided the process smoothly and efficiently, providing timely updates, and any support we needed along the way. If you are looking for efficiency without the frills, look no further.read more
Jacob Mills
Jacob Mills
12:15 14 Jun 19
Ryan was quick, efficient, and very responsive. He answered all of my questions early on, and worked through multiple obstacles to get us the product we wanted. Once we were decided, he guided the process smoothly and efficiently, providing timely updates, and any support we needed along the way. If you are looking for efficiency without the frills, look no further.read more
Dan Peets
Dan Peets
19:39 14 Apr 19
My wife and I had a tremendous home-buying experience with First Residential Mortgage. Ryan and his team were extremely professional, helpful, and responsive. Highly recommend!
Eric Paulz
Eric Paulz
12:47 12 Apr 19
Ryan and the rest of the team at First Residential are extremely knowledgeable and experienced. As a first time home buyer, I appreciated the way they walked me through the process and made sure I understood everything. They were always available and quick to answer any questions I had. I never felt like I was out of the loop or uncomfortable about what was going on. I am happy I chose First Residential to help me take this step, and I would highly recommend them to anyone looking to buy a home in the area.read more
Mario Jones
Mario Jones
13:02 01 Apr 19
Ryan was very easy to work with while we purchased our first home! He made the whole process smooth and was available any time to answer any questions that we had.
Cozette Comer
Cozette Comer
11:47 18 Mar 19
We just bought our first home through First Residential Mortgage and had an excellent experience! Ryan Hall guided us through the process and answered all of my (many) questions about loan structure options and down-the-line benefits and consequences. He spent time making sure we were knowledgeable about our options, and happy with our final decisions.Everything was completed on time (no extensions to our closing date were necessary) and he always responded to questions or document submissions within 24 hours! During the process, he kept us updated by sending out a table with each task completed and required. This allowed us to feel like we were in the loop, even throughout the complex loan acquiring process. We will highly recommend Ryan, and First Residential Mortgage to our friends in the future.read more
Jeff Akers
Jeff Akers
11:40 07 Mar 19
My experience and recent home purchase with First Residential Mortgage and Ryan Hall as my mortgage advisor was exceptional. The mortgage process was very easy, simplified and painless. The majority of the process was via email using programs such as Borrower Portal and DocuSign. Virtually no need to visit the office. Ryan is very easy to talk and work with, friendly always smiling with an outstanding attitude. He's very knowledgeable and an expert at what he does. He always returns your phone calls and email messages with all the right answers. If your looking for a mortgage company with a top notch mortgage advisor look no further than First Residential Mortgage and Ryan Hall. Hands down -- 5-stars plus.read more
Michele Walton
Michele Walton
22:23 01 Mar 19
Ryan Hall is outstanding! We live 3.5 hours from Blacksburg where he helped us obtain a mortgage for a rental property. Ryan was the only one of 4 mortgage brokers we asked who would take the time to review our finances and make it all happen. Great communicator, patient, very organized and on the ball. Will definitely use him again in the future. I highly recommend you take advantage of his superior customer service.read more
Kate Pennington
Kate Pennington
01:33 01 Mar 19
We just bought our first home and we couldn’t have had a better experience because of Ryan and First Residential Mortgage! Ryan was able to give us the absolute best rates and he made the entire process incredibly easy (especially for two people who had no idea what they were doing)! We can’t thank Ryan and First Residential Mortgage enough. We would recommend him to anyone and everyone looking to buy a home!read more
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