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Loan Options

Which one is best for you?

Conventional Home Loan

3% or more down payment required
Loan amounts below $484,350

VA Home Loan

100% loan for military members
No monthly mortgage insurance

USDA

100% home loan for First-time homebuyers
No down payment required
30-year Fixed rate

FHA

3.5% down payment required
Loan amounts determined by location of property

Jumbo

Loan Amounts over $484,350
20% down payment required

Conventional High Balance

Loan Amounts between $484,350 and $726,525
10% down required
No PMI

30-year Fixed Rate Mortgage

All loans are eligible for a 30-year fixed rate

15-year Fixed Rate Mortgage

Payoff your mortgage faster with a 15-year fixed rate

Now that you know more
about loan options in Virginia

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