When applying for a VA mortgage, how do you make the process go as quickly and smoothly as possible? Below, we offer some suggestions that should help you to avoid unnecessary delays. Tips When Applying for a VA Mortgage Be as accurate as possible. When you are applying for your VA mortgage, … [Read more...]
What Payment Methods Can Be Used to Make Mortgage Payments?
When applying for a mortgage, many of your questions probably involve aspects of the application process itself. But you might also have some questions about what you can expect after the process is complete and you move into your new home. For example, you may be wondering how you can submit your … [Read more...]
Final Walkthrough Checklist
One of the last steps in the closing process when you are buying a home it is a final walkthrough. During the final walkthrough, you check around the house to make sure everything is in order and as you expect it to be based on your previous inspection. This is the last opportunity you will have … [Read more...]
How to Get Your Certificate of Eligibility (COE)
Applying for a VA home loan in Virginia? If so, you will notice one of the requirements is to submit your Certificate of Eligibility with your application, also called your “COE.” In this post, we will tell you what you need to know about your COE, and how you submit yours with your VA mortgage … [Read more...]
Should I Choose a USDA Loan or an FHA Loan?
Are you trying to decide between a USDA mortgage and an FHA home loan? If so, you probably have questions about the advantages and disadvantages of each. While you may be wondering how they compare to one another, you might also be wondering if they are two different things. Let’s answer some of … [Read more...]
Why Is Your Credit Score Lower Than Credit Karma Told You?
Did you recently try applying for a mortgage or another loan after you looked up your credit score using the free tool provided by Credit Karma? Perhaps you faced an unwelcome surprise. The lender might have turned you down or offered you a lower rate than you’d projected. There is a specific … [Read more...]
Is 2021 a Good Year to Buy a Home in Virginia?
2020 was an unprecedented year with respect to just about everything, including its impact on the real estate market. Maybe last year you were thinking about buying a home, but you decided to wait—or perhaps you planned to shop for a home in 2021 all along. Either way, you are probably wondering … [Read more...]
4 Reasons Southwest VA is the Perfect Place to Raise a Family
Thinking about moving your family to Blacksburg, Abingdon, Marion, or elsewhere in Southwest VA? Buying a home in Blacksburg or any of the surrounding communities is a great choice for anyone but may be an especially ideal fit if you have kids to raise. Here are a few reasons to consider settling … [Read more...]
Avoid These Mistakes When Buying a Home for Retirement
If you are shopping for a home for retirement, it helps to know what mistakes to avoid so that you can save money and choose a home that will be ideal for your needs over the years to come. Mistakes to Avoid When Buying a Home for Retirement Below are some common pitfalls that retirees and … [Read more...]
Financial Tips When Buying a Home During COVID-19
This is an unusual time to be shopping for a home, but we are seeing record low mortgage rates, so it can also be an advantageous one. If you are going to purchase a home during COVID-19, it is important to weigh all the financial considerations involved with respect to current and possible … [Read more...]
