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Mortgage Broker Blacksburg, Marion & Abingdon VA | Virginia Home Loans

We are a locally owned and operated mortgage company licensed to provide services throughout the state of Virginia, but we mainly serve Southwest Virginia. Our offices are in Blacksburg, Marion and Abingdon.

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What to Know About Jumbo Loans

August 12, 2022 by First Residential Mortgage

Jumbo Loans in Blacksburg VA

Looking into purchasing a home in Virginia that requires more financing than conforming mortgages provide? A jumbo loan can help you buy your dream home. Below, we go over a few things you should know about jumbo mortgages before you apply. 5 Things You Should Know About Jumbo … [Read more...]

Filed Under: Jumbo Tagged With: Blacksburg, Jumbo Loan Tips, Virginia

What are the Benefits of Refinancing to Consolidate?

June 24, 2022 by First Residential Mortgage

Mortgage Refinance in Blacksburg VA

Are you paying off high interest debts? If so, you may feel like it is impossible to catch up. You are pouring so much money into the interest that it is taking forever to pay off the principals. You can give yourself a chance to pay off your debts more rapidly by consolidating them. One way you … [Read more...]

Filed Under: Refinance Tagged With: Blacksburg, Mortgage Refinance Tips, Virginia

What are the Pros and Cons of a Cash-Out Refinance?

May 10, 2022 by First Residential Mortgage

Mortgage Refinance in Virginia

A cash-out refinance is an option you might consider if you want to borrow money and/or consolidate existing debts. This type of refinance can help you cover your expenses,so here’s a few details that can help you decide if a cash-out refi might suit your financial situation. Pros of a Cash-Out … [Read more...]

Filed Under: Refinance Tagged With: Abingdon, Blacksburg, Marion, Mortgage Refinance Tips, Virginia

What Should You Look for When Choosing Homeowners Insurance?

March 29, 2022 by First Residential Mortgage

Buy a Home in Virginia

During the process of applying for a mortgage and purchasing a home, you will need to shop for homeowners insurance. This is necessary before you can take out a mortgage, and is also important for protecting your investment. Rates as well as quality of policies can vary from one insurer to … [Read more...]

Filed Under: Mortgage Tagged With: Blacksburg, Home Buying Tips, Virginia

With Interest Rates Rising, Now is the Time to Buy a Home

February 15, 2022 by First Residential Mortgage

Buy a Home in Virginia

If you are in the market for a home, you are no doubt aware that interest rates are rising. In fact, we can expect the Fed to raise them again in the near future. For that reason, this is a wise time to make a move on real estate. Below, we discuss the situation with interest rates in more detail … [Read more...]

Filed Under: Buy A Home Tagged With: Abingdon, Blacksburg, Marion, Tips To Buy a Home, Virginia

Ways to Drop Mortgage Insurance

January 18, 2022 by First Residential Mortgage

Home Mortgage in Blacksburg VA

Depending on the type of home loan you have and the down payment you made, you might be paying for mortgage insurance as MIP or PMI. In either case, mortgage insurance is a significant ongoing expense that can eat into your finances. If you are able to stop paying for mortgage insurance, you can … [Read more...]

Filed Under: Mortgage Tagged With: Abingdon, Blacksburg, Marion, Mortgage Tips, Virginia

Budget for Home Maintenance When Buying a Home

December 22, 2021 by First Residential Mortgage

Buy a Home in Virginia

There are a lot of costs involved in homeownership that you probably have thought of. You likely have factored in your down payment, expected monthly mortgage amount and interest, closing costs, and property taxes. But one thing you may not have thought about is how much you will be spending on home … [Read more...]

Filed Under: Buy A Home Tagged With: Blacksburg, Home Buying Tips, Virginia

Credit Tips to Consider When Applying For a Mortgage

November 23, 2021 by First Residential Mortgage

Buy a Home in Virginia

Are you applying for a home loan soon? If so, one of the most important things you can do is check and protect your credit score. Your credit score will be one of the key factors we assess. That means that if your score is high, you may qualify for more competitive rates and features for your … [Read more...]

Filed Under: Mortgage Tagged With: Abingdon, Blacksburg, Christiansburg, Marion, Mortgage Tips, Virginia

Benefits of a Mortgage Pre-Approval Letter

October 20, 2021 by First Residential Mortgage

Buy a Home in Blacksburg VA

One of the tools we offer home buyers here at First Residential Mortgage is a mortgage pre-approval letter. When you apply for mortgage pre-approval, we run your credit to generate an estimate of how much you qualify to borrow. We then print up a statement which you can show sellers as you … [Read more...]

Filed Under: Mortgage Tagged With: Blacksburg, Mortgage Tips, Virginia

Tips for Preventing Delays When Applying for a VA Mortgage

September 15, 2021 by First Residential Mortgage

VA Loans in Virginia

When applying for a VA mortgage, how do you make the process go as quickly and smoothly as possible? Below, we offer some suggestions that should help you to avoid unnecessary delays. Tips Before Applying for a VA Mortgage Be as accurate as possible. When you are applying for your VA mortgage, … [Read more...]

Filed Under: VA Tagged With: Blacksburg, VA Loan Tips, Virginia

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Popular Blogs

  • What to Know About Jumbo Loans

    What to Know About Jumbo Loans

    August 12, 2022
  • What are the Benefits of Refinancing to Consolidate?

    What are the Benefits of Refinancing to Consolidate?

    June 24, 2022
  • What are the Pros and Cons of a Cash-Out Refinance?

    What are the Pros and Cons of a Cash-Out Refinance?

    May 10, 2022
  • What Should You Look for When Choosing Homeowners Insurance?

    What Should You Look for When Choosing Homeowners Insurance?

    March 29, 2022
  • With Interest Rates Rising, Now is the Time to Buy a Home

    With Interest Rates Rising, Now is the Time to Buy a Home

    February 15, 2022

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First Residential Mortgage Corporation is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.

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